Privacy Policy
Last updated: November 14, 2026
This policy explains what U-Invest collects, why, and the choices you have. U-Invest is run by a small team of university students. Questions or requests: yalzaro@uwo.ca.
What we collect
Your name, email and password (stored only as a secure hash by our authentication provider), plus the TFSA information you choose to enter: balances, contributions, withdrawals, monthly check-ins and goals. We don't connect to your bank or brokerage.
If you subscribe to Premium, we also keep your plan, subscription status, renewal date and a record of payments (amount and date).
How we use it
Only to provide U-Invest features to you, such as your dashboard, estimates and history. Your financial records are tied to your account and protected by database access rules, so other users can't see them.
What U-Invest admins can see
A small team of U-Invest administrators can see: your name, email address, the date you signed up, your plan (Free or Premium), and the date you last signed in. They also see totals such as the number of users and monthly revenue.
Admins cannot see your TFSA balances, contributions, withdrawals, monthly check-ins or goals. That information is visible only to you.
Payments
Premium payments are processed by Stripe. Your card details go directly to Stripe and are never sent to or stored by U-Invest. Stripe's own privacy policy applies to the payment information it handles.
We never sell your information
U-Invest never sells personal information to anyone.
Advertising
U-Invest may show clearly labelled ads in the future. We will never sell your personal information, and we will never use your balances, contributions or other financial information to target ads.
Your choices
You can edit your information at any time and permanently delete your account and all associated data from My Account. Deleting your account also cancels any Premium subscription. Stripe may keep payment records it's legally required to keep.
Where data is stored
Your account and TFSA information are stored with our database provider, Supabase, in its Canada (Central) region. The website is served by Vercel, and payments are handled by Stripe; these providers may process limited technical or payment data outside Canada under their own privacy commitments.
How long we keep it
We keep your information while your account is open. When you delete your account, your profile and all TFSA records are deleted right away. Payment records kept by Stripe follow Stripe's retention rules.
Access, corrections and complaints
Under Canadian privacy law (PIPEDA) you can ask what personal information we hold about you and ask us to correct it. Most of it you can view and edit yourself in My Account and the TFSA Tracker. For anything else, email yalzaro@uwo.ca and we'll reply within 30 days. If you're not satisfied, you can contact the Office of the Privacy Commissioner of Canada.
Changes
If we make significant changes to this policy we'll update the date above and tell signed-in users on the site.