Terms of Use
Last updated: November 14, 2026
By creating an account or using U-Invest you agree to these terms. If you don't agree, please don't use the site.
What U-Invest is
U-Invest is a financial tracking and education website. It is not a bank, brokerage or registered advisor, and it doesn't give personalized investment, tax or legal advice. Contribution room and calculator results are estimates based on what you enter. Always confirm your TFSA room with the CRA before contributing. See our Disclaimer.
Your account
You must be at least the age of majority in your province, or have a parent or guardian's permission, to create an account. Keep your password private; you're responsible for activity on your account. Only enter information about yourself.
Premium subscription
Premium costs $7.99 CAD per month plus applicable sales tax, billed monthly through our payment processor until you cancel. You can cancel any time under My Account → Manage subscription, and you keep Premium until the end of the period you've paid for. Payments already made aren't refunded except where required by law. If we change the price, we'll tell subscribers at least 30 days before it applies to them.
Acceptable use
Don't try to access other people's data, interfere with the site, or use it for anything unlawful. We may suspend accounts that do.
Availability and changes
We work to keep U-Invest available and accurate, but the site is provided “as is” and may sometimes be unavailable or contain errors. We may update features and these terms; significant changes will be posted here with a new date.
Limitation of liability
To the extent the law allows, U-Invest and its team aren't liable for losses arising from decisions you make using the site, including tax charged on over-contributions. Nothing in these terms limits rights you have under consumer protection law in your province.
Ending your account
You can delete your account at any time from My Account. This permanently removes your data and cancels any subscription.
Contact
Questions about these terms: yalzaro@uwo.ca. These terms are governed by the laws of Ontario and the federal laws of Canada that apply there.